Let’s say that you inherited a house from your grandmother. This is in part because they’re only assessed on the profit you made off the “stepped-up in basis” value. Luckily, capital gains taxes are more forgiving than income taxes. These taxes are assessed when you sell an inherited asset. Capital Gains TaxĬapital gains tax is levied by the federal government and state governments. Note that the tax rate is often a sliding scale, roughly between 5% and 15%, based on how much the inheritance exceeds the exemption amount. We recommend visiting your state’s tax board website to research the tax exemption amount, exempt persons, and the tax rate. You might also be exempt based on your relationship with the deceased immediate family members are often spared. This means that even if you live in one of the above states, you still might not be subject to the tax if you’re under the threshold. Inheritance taxes are only imposed on any amount exceeding the threshold defined by each state. There is no federal inheritance tax, and is only assessed by the following six states only: We can think of this one as the literal inheritance tax. Don’t worry because we’re here to break down the 3 main types of inheritance taxes so that you can walk away feeling confident:Įxplained earlier, the inheritance tax is levied when an individual receives an inheritance. To add to the confusion, only a few state governments levy these taxes.Ĭlear as mud? We thought so. What’s even more confusing is that some taxes are imposed at the federal level, while others are not. There is an inheritance tax specifically, but it’s just one of the different taxes that are assessed by the IRS and state governments. When someone talks about inheritance taxes (with the infamous nickname “death taxes”), what they’re really referring to is the grouping of different taxes that can affect an inheritance. In the next section, we’ll go over the three types of taxes you need to look out for, and how each of them works. There are other types of taxes that can be levied, at both the federal and state levels. To clarify, inheritance tax isn’t the only type of tax that can affect your inheritance. Is inheritance taxable? Whether or not they are subject to the inheritance tax depends on the state the person lives in, their relationship with the deceased, and the value of the inheritance. Inheritance tax comes into play when an individual inherits an estate from a deceased person. The Internal Revenue Service (IRS) doesn’t impose an inheritance tax, so you don’t have to worry about it on the federal level. Inheritance tax is a type of tax that is levied by select state governments. 4 ways to protect your inheritance from taxes. In this guide, we’ll explain the different types that could potentially affect your inheritance, as well as strategies to avoid them. This is cause for proper estate planning, which includes understanding the different tax implications. Naturally, you’ll want to figure out the best possible way to pass on your inheritance to loved ones. You’re likely looking back and seeing how far you’ve come by reflecting on the legacy that you’ve built. The process of planning an inheritance can be an emotional one.
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Next time change is highlighted.ĭata for the years before 1970 is not available for Cleveland, however, we have earlier time zone history for New York available. The graph above illustrates clock changes in Cleveland during 2023.ĭaylight Saving Time (DST) changes do not necessarily occur on the same date every year. Business Date to Date (exclude holidays).Procedure for Moving an Area from One Time Zone to Another (). 3010, a bill to establish a Department of Transportation, and for other purposes. Establish a Department of Transportation: Hearings, 89 th Congress, 2 nd session, on S. Department of transportation act: report to accompany H.R. 13200 a bill to establish a Department of Transportation and for other purposes. Creating a Department of Transportation: Hearings before a Subcommittee of the Committee on Government Operations, House of Representatives, 89 th Congress, 2 nd session, on H.R. Standard Time: We All Live By What Happened on November 18, 1883. This US time zone map displays the six designated time zones of the United States. 9 The new map in the 2019 Fall NTAD release includes these changes and showcases the most up-to-date information on standard time zones in the nation.ġ. 9 It switched from Mountain to Central Time in 2010. 8 Over the past two decades, 15 communities (counties, cities, and parts of counties) have changed their time zone boundary, the most recent being Mercer County, North Dakota. 7 Time zone boundaries are also established by law and can only be changed by the Secretary of Transportation if the adjustment is deemed to benefit commerce. 10 DST is observed uniformly across the nation with the exception of four territories and two states (Arizona and Hawaii). Today, the Department of Transportation continues to supervise standard time due to its historical and contemporary importance in transportation and associated commercial activity. 10 While the adoption of standard time was motivated by transportation improvement, DST has become more widespread for reasons of energy savings and economy. 1,4ĭaylight Savings Time (DST) is another responsibility of the Department of Transportation and has since become integral to the workings of modern society. 4 When the Department of Transportation was founded in 1966, the responsibility of regulating standardized time was transferred to it. 1 However, the need for coordination among all modes, became increasingly important after World War II. 1,5 That year, five time zones were officially adopted as the US entered World War I: the Eastern, Central, Mountain, Pacific, and Alaskan zones still in use today. 5 The federal organization in charge of railroad regulation – the Interstate Commerce Commission – was given the power to address coordination concerns in 1918. Standard time was transportation-driven and, as a result, the government coordination of time zones was handled by transportation agencies. 3 The major railroad companies as a result began to operate on a coordinated system of four time zones starting in 1883. 2 Due to this lack of time standardization, schedules on the same tracks often could not be coordinated, resulting in collisions. 2 With the proliferation of railroads, faster travel became possible across many cities and travelers could sometimes arrive at an earlier local time than the one they had left. 3 The resulting small time differences between adjacent towns and cities were not critical when it took days to travel from place to place. But that has not always been the case.īefore the establishment of time zones in 1883, there were over 144 local times in North America. 1,10 These time zones, with boundaries that have for the most part been fixed for more than a century, are taken for granted by most Americans. and the five additional time zones used in Alaska, Hawaii and other U.S. time zones since November 2007 In the United States, time is divided into nine standard time zones covering the states, territories and other US possessions, with most of the country observing daylight saving time (DST) for approximately the spring, summer, and fall months. With the 2019 Fall release of the National Transportation Atlas Database (NTAD), a new map of the nation’s time zones is featured, showing the geographical boundaries of four time zones in the continental U.S. Advisory Council on Transportation Statistics.National Transportation Knowledge Network.National Transportation Library Main - Library.Vehicle Inventory and Use Survey (VIUS).Transportation Statistics Annual Reports.Local Area Transportation Characteristics (LATCH dataset).Government Transportation Financial Statistics.Freight Logistics Optimization Works (FLOW).Statistical Products and Data Main - Statistical 1.Transportation Maps and Geospatial Data.Introduction to Transportation Statistics. That quest will lead you to Skull Island and a visit to the Tavern which will send you to the cave behind the water fall. But when you return to him, quest complete, he’ll have some valuable information about the Rat Pack which will lead you back to the FrogFather. He’ll have a seemingly meaningless quest for you dealing with gun powder. You may find Strong John Silver on the north side of the docks. When you visit the FrogFather, check around the Gullet docks for additional quests. I discovered a new series of quests within Skull Island that begin in Gullet. In doing so I’ve been looking for updates to the game, or parts of the game that I’ve missed when creating the original game guides for the Portal here. I’ve been leveling up my new Musketeer Captain Victoria Hobbes. This quest will require you to have access to Jonah Town and Corsair’s Cove in the Skull Island Skyway. My mentor, Ol’ Fish Eye, can give me his blessing an’ then I’ll be ready.” Ol’ Fish Eye is the trainer of all Musketeers and he’s easily accessible in Avery’s Court. In the Tavern she’ll explain more: “Cap’n, the time has come for me to become a true Sharpshooter. “Captain I need to speak with you about something important. Bonnie’s first epic promotion occurs when she is promoted to Level 8.Īfter you applied training points and she reaches this level, she’ll tell you she needs to speak with you. You can learn much more about her abilities and skills from Pirate101 Central.Īs you level up your companions they will occasionally reach epic promotion opportunities. When you first meet Bonnie Anne she is a Fox Musketeer. Or return to our Epic Promotion guides for Pirate101 Companions. You can visit our Companion Guide to find a list of all the companions available to each Pirate class within the game. She’s a great Fox and good Musketeer who lends a helping hand from the start of your questing through the spiral. Near the beginning of the game, every Pirate meets up with Bonnie Anne. Add quotes about gratitude or love to personalize your piece. To create this look, paint the blank canvas gradually with more paint and color to create an ombre appearance. Stencil on a quote or lyric from a favorite song for extra meaning. With pink and red as your color scheme, design watercolor art that bursts with love. Create this piece in just a couple of hours with acrylic paint, sponges and painter’s tape. DIY Herringbone CanvasĪdd stylish decor to your bedroom or dining room with a colorful herringbone canvas. Cover a canvas with a single color, then paint on a quote and simple image, like mountains, trees or hearts. Simple Signature ArtĭIY canvas art doesn’t have to be complicated. Make your chevron design in metallic paints or choose a rich color like navy or hunter green. Recreate this professional-looking artwork with painters’ tape and acrylic paint. Create a collection and hang them in your living room or hallway for a gallery feel. Your pieces can be painted in multiple colors like yellow, blue and green. Looking for creative canvas ideas? Consider making yarn art. Draw your design first with a pencil then choose a color of paint that will match the other decor in the room. Hand Painted Monogramĭecorate a canvas with a festive design and a single letter for monogram art. Add more to make a bouquet or keep it simplistic with just a few. Start with a flower such as a daisy or tulip. Farmhouse Flowerįloral images are some of the simplest objects to paint. Stencil letters to spell the word ‘love’ or ‘home’ and let the creativity begin. Pull out the finger paints for this kid-friendly DIY canvas project. Randomize the colors to make it appear natural. Outline each triangular section first, then paint each portion a different color. Pinwheel Paintingįor a trendy, modern look, create a pinwheel DIY canvas. Brush your canvas evenly with blues and greens for a simple ocean painting. DIY Ocean Paintingīring the coastline right to your living room or bedroom. Paint your canvas a solid color, like red or blue, then brush metallic paint on half of the canvas to create stylish, modern art. Your DIY canvas can twinkle during the holiday or throughout the whole year. Give your artwork extra flair by installing battery-operated lights. Cut letters to a word or phrase out of contact paper, then adhere it to the canvas for a two-toned masterpiece. Paint the surface of a blank canvas with watercolor or acrylic paints. Make sure the paint has dried for 24 hours before hanging. Choose an inspiring phrase or quote and add it to your canvas with puffy paint. Use a pencil and yardstick to outline your design, then fill each space with complimentary paints like teal, aquamarine and white. Geometric CanvasĬreate a vertically lined canvas for your home or office. Your professional-looking painting can be hung in a living room, bedroom or office. Draw equal-sized squares across the surface of your canvas, then paint each square a slightly different tone. Pixel Paintingĭesign a pixelated pattern by creating a grid of colors that are the same hue. Create this DIY project outside to ensure the paint doesn’t splatter on anything valuable in your home. Splash ArtĬover a canvas with paint so that it’s one solid color, then splatter vibrant colors across the surface. When you remove the tape, you’ll end up with a beautiful canvas that inspires you with its message. Choose a mix of paint colors and paint them on the canvas in large strokes. Abstract Quote Canvasįind a quote that speaks to you and stencil the letters on pieces of tape. Find inspiration to create your own custom canvas masterpiece. This unique wall art you create will be a stunning addition to your home’s wall decor. Look through the photos to determine which ones match the style of your room and home. To get you started, we’ve compiled the following list DIY canvas painting ideas. What if Blake wants to pay the extra payment quarterly, not monthly? On the right side of the worksheet, you will find the summary of the loan like Total Amount to be Paid, Total Interest to be Paid, Interest Savings, Total Time, etc.Įxample 2: Use of Quarterly Extra Payment Frequency.Blake has to pay $954.10 extra every month if Blake wants to pay the loan in the next 10 years rather than the 20 years (his original loan terms).(Target) worksheet to put in the loan details. Now he is planning to see how much he has to pay extra if he wants to pay off his loan in the next 10 years (rather than 20 years). The annual Percentage Rate is 6%.įor the last 6 months, he has tracked down all his expenditures and found a way to extra pay $2000 a month with the regular payment of his mortgage loan. Let’s start then!Įxample 1: Use of Monthly Extra Payment Frequencyīlake had taken a home loan of amount $250,000 on Jan 10, 2018. In this section, we will demonstrate 3 different examples to use early mortgage payoff calculator. Tax Deduction: Mortgage interest is tax deductible.ģ Examples of Using Early Mortgage Payoff Calculator in Excel.Interest Savings: If you make extra payments with your regular payments, you will save some interest.It totally depends on your lenders how you can pay your extra amount. There are two types of Extra Payments: Regular Extra Payment and Irregular Extra Payment. After paying your monthly amount, whatever you pay is considered an extra payment. Extra Payment: Extra payment you want to pay every month. Say, your home loan APR is 6%, then the interest rate for a month will be 6%/12 = 5%. Annual Interest Rate (APR): Annual Interest Rate you will pay for your loan.For a mortgage loan, it is normally 15-30 Loan Terms: This is the total number of years you and the lender have agreed upon to pay off all the interest and loan.This includes the interest amount of the loan for a period (normally a month) and a portion of your principal amount. Regular Monthly Payment: This is the amount you will pay every month.Principal Amount: The original amount you took from a lender as the loan.Let’s first look at some critical definitions regarding Mortgage calculation. Compared with nondelinquent participants, the mortgage-delinquent group had worse health status and less access to health-relevant resources at baseline. We used logistic regression to compare changes in health (incidence of elevated depressive symptoms, major declines in self-rated health) and access to health-relevant resources (food, prescription medications) between participants who fell behind on their mortgage payments and those who did not. In 2008, participants reported whether they had fallen behind on mortgage payments since 2006 (n = 2474). We evaluated associations between mortgage delinquency and changes in health and health-relevant resources over 2 years, with data from the Health and Retirement Study, a longitudinal survey representative of US adults older than 50 years. Bay Federal has an award-winning employee volunteer program in which employees have given their own money and volunteer for numerous local schools, nonprofit organizations, and community events each year.Objectives. Bay Federal is a certified Community Development Financial Institution, with a primary mission of promoting community development alongside their financial activities. The organization has been proudly serving its members and the community since 1957. With more than $1.6 billion in assets, Bay Federal is the largest member-owned financial institution in the region. For more information on Black Knight, please visit About Bay Federal Credit Unionīay Federal Credit Union is a full-service, not-for-profit financial institution that serves over 86,000 members and 2,400 local businesses throughout Santa Cruz, San Benito, and Monterey counties. Our clients rely on our proven, comprehensive, scalable products and our unwavering commitment to delivering superior client support to achieve their strategic goals and better serving their customers. Businesses leverage our robust, integrated solutions across the entire homeownership life cycle to help retain existing customers, gain new customers, mitigate risk and operate more effectively. (NYSE:BKI) is an award-winning software, data and analytics company that drives innovation in the mortgage lending and servicing and real estate industries, as well as the capital and secondary markets. The Mortgage Monitor report will be available online at by May 1, 2023.įor more information about gaining access to Black Knight’s loan-level database, please send an email to About Black Knightīlack Knight, Inc. The company will provide a more in-depth review of this data in its monthly Mortgage Monitor report, which includes an analysis of data supplemented by detailed charts and graphs that reflect trend and point-in-time observations. All whole numbers are rounded to the nearest thousand, except foreclosure starts, which are rounded to the nearest hundred.Totals are extrapolated based on Black Knight’s loan-level database of mortgage assets.*Non-current totals combine foreclosures and delinquencies as a percent of active loans in that state. – Ap– Black Knight, Inc. (NYSE:BKI) reports the following “first look” at March 2023 month-end mortgage performance statistics derived from its loan-level database representing the majority of the national mortgage market. The prepayment rate (SMM) rose to 0.50% (+44% month over month) driven, as anticipated, by seasonal tailwinds in sale-related prepayments and an increased demand for refis due to falling rates.Active foreclosure inventory held steady, but remains 31K (12%) below March 2020 levels.Both foreclosure starts (+9.0%) and sales (+4.6%) rose in the month but still remain well below pre-pandemic volumes at the national level.Likewise, every state saw overall delinquencies fall in March, with improvements ranging from 11.9% in Washington to 21.5% in Vermont.Serious delinquencies (90+ days past due) showed marked improvement, falling by 51K to their lowest level since March 2020, with volumes shrinking in every state.Factoring in March’s decline, the total number of past-due mortgages (including active foreclosures) has fallen to its lowest level in nearly 23 years, dating all the way back to April 2000.While delinquency rates almost always fall in March – as borrowers utilize tax refunds and other seasonal revenues to pay down past-due debt – the drop marked the second largest decline in the past 17 years.The national delinquency rate dropped 53 basis points (-15%) in March, falling below 3% for the first time on record, ending the month at just 2.92%. The image compression techniques employs intraframe coding. One example is 3xLogic and their line of PC based DVRs that use Aztech compression. Compression algorithms can be categorized into two types: Image Compression & Video Compression. It is important to note as well that some PC DVR manufacturers have developed their own compression algorithims that work just as well or better than H.264. H.264 Very good compression that now with industry standards in place will likely become the standard of choice in most applications. Not a very good compression but provides quality images. MPEG4 - Good standard still used in many analog DVRs and some standard definiton IP Cameras. MPEG2 - Older standard, not bad but not great. By contrast, with megapixel, moving from MJPEG to H.264, the dollar savings in storage are very significant. 263 specifies five standardized picture formats (sub-QCIF, QCIF, CIF, 4CIF and 16CIF), the last two are unlikely to see use on the desktop and CIF is unlikely. Using H.264 for standard definiton security cameras is not as urgent to switch at then it is for megapixel. I am not surprised that MJPEG decoding is using more CPU than H.264, given the much higher bitrates and the fact that every frame of MJPEG must be decoded (including redundant information). H.264 should increase CPU utilization over MPEG4, not MJPEG. That is the trade off for the smaller file sizes and bandwidth. If the software does a small recompression of IP video when it receives it, you will need a lot of horsepower to use a lot of H.264 streams in comparison to MPEG4 and MJPEG. The recommended specifications for the resolution of twitter videos are 1280×720 for landscape, 720×1280 for portrait and 720×720 for square. Most digital systems started out with MJPEG, which compresses the video frame. Your video compressor app will know exactly how to get you the best Twitter video compression results. In comparison to AVC, HEVC offers from 25 to 50 better data compression at the same level of video quality. Some companies have lines utilizing H.264 are proprietary variations of the compression.ĭepending on the NVR software you are using in unison, H.264 can be troublesome on your hardware. The three most common compression methods used in video surveillance are Motion JPEG (MJPEG), MPEG-4, and H.264. High Efficiency Video Coding ( HEVC ), also known as H.265 and MPEG-H Part 2, is a video compression standard designed as part of the MPEG-H project as a successor to the widely used Advanced Video Coding (AVC, H.264, or MPEG-4 Part 10). H.264 was just standardized at the end of May. However, none of the H.264 Megapixel security cameras in the market today use the same H.264 compression. The significance is seen when comparing to MJPEG for higher resolution models in the Megapixel range. There is not a significant storage or bandwidth savings in comparing MPEG4 part 2 and MPEG4 part 10 (H.264). Typical compression formats used for video are: MJPEG, MPEG4 & H.264. The QuickTime File Format (QTFF) inspired the creation of MPEG-4 Part 14 (MP4), which adopts H.264, the most widely-supported video codec for the web. Compression techniques are used in Digital CCTV to reduce the file sizes of recorded video images. Additional Services and Amenities at Las Vegas McCarran AirportĪt Las Vegas McCarran Airport you will find the usual array of bars and restaurants, airport lounges and shops. See options for parking services at Las Vegas McCarran Airport. There are a number of hotels to suit all budgets and requirements at or near Las Vegas McCarran Airport. Car Rental Companies: All passengers can book a rental vehicle through one of the many car rental companies that operate at LAS Airport.At Terminal 3, the shuttle services are located on Level 0. At Terminal 1, the shuttles are located on the west side of the baggage claim area (outside exits 7-13). Airport Shuttles: Passengers will find a large selection of hotels and resorts, which offer a shuttle bus service at your disposal to get you to and from McCarran Airport.Travelers can get to the city center of Las Vegas in approximately 15 minutes. Taxis: You can find taxis outside the two passenger terminals at McCarran Airport. These are operated by The Regional Transportation Commission of Southern Nevada (RTC). Buses: Travelers will find several bus routes to and from the airport. Here you will find a various assortment of transportation opportunities, including: The McCarran Airport is accessible from Paradise Road to the north and by the McCarran Airport Connector to the south, which connects to the Las Vegas Beltway.Īll passengers going to and from McCarran Airport can enjoy comfortable and convenient transfer options. McCarran International Airport Ground Transportation There are also the McCarran Tram, which provides a connection to: Terminal 1:
i honestly think they put the cart before the horse saying they would. i got tired of wating for tubi tv to upload it. i watched the original anime series on netflix. Mangahere English up-to-date on the Lost Canvas series but contains early Saintia Sho chapters and most Next Dimension chapters Mangahere Español up-to-date on all series except Saintia Sho Provided below are links to both an English and Spanish version of the Mangahere website. We will provide you with whatever websites we find that have the most chapters for each canon & non-canon series. Unfortunately for our English-only redditters, there are certain chapters in the series that cannot be found online to read. We also recommend using websites like 9anime as not all anime streaming services have the entirety of the Classic series. The majority of Saint Seiya anime may be found on Crunchyroll. As such, do expect most of the links to direct you to a Spanish site.ĭiscord Threads for all Saint Seiya series Please note: The SS series has had a far better reception in Japan and Latin America than in the US. The story is said to lead into an Olympus Arc and following a Titanomachy arc against the Titan Kronos. Saint Seiya: Next Dimension is the canonical sequel to the original manga and is currently ongoing. Even after an animation of the entire manga, five movies, and three non-canon side mangas the series is still loved and continues to this day. Saint Seiya (聖闘士星矢(セイントセイヤ) Seinto Seiya), also known as Saint Seiya: Knights of the Zodiac or simply Knights of the Zodiac, is a Japanese manga series written and illustrated by Masami Kurumada and serialized in Weekly Shōnen Jump from 1986 to 1991. This is a subreddit for the fans of the Saint Seiya series! Block), whose diva tantrum in Act II is the show’s comic high point. The ill-fated title character is played as a trousers role by “London’s leading male impersonator,” Miss Alice Nutting ( Stephanie J. Ad-libbing occasionally, he strikes the ideal jaunty tone to resuscitate this very British popular entertainment of a bygone era. With his hoary double entendres, Norton makes an effortless master of ceremonies, as at ease with the stage business as he is with the winking innuendo of lining up companionship for single gents in the audience. He also steps in as the ancient Mayor of the cathedral city Cloisterham when the company member scheduled to perform that role is detained at the bar. They double as characters within the evening’s presentation and the ensemble of second-rate resident players and guests hired to impersonate them, ranging from self-adoring stars to ambitious upstarts to shameless hams.Ĭhief among them is the wonderful Irish actor Jim Norton (a Tony winner for Conor McPherson’s The Seafarer) as the Royale’s Chairman, William Cartwright. And the cast appears to be having a ball. A genuinely intriguing mystery rather than a half-baked whodunit devoid of psychological complexity wouldn’t hurt either.ĭirector Scott Ellis, set designer Anna Louizos and costumer William Ivey Long all do fine work conjuring London’s Music Hall Royale in 1895, its gaudy painted flats encased in a gold proscenium that includes boxes for onlookers. A vehicle running 2½ hours needs more memorable songs than these mostly interchangeable parlor ditties, and more engaging characters than this bunch, which by design, are cardboard cutouts enlivened by melodramatic flourishes. Holmes’ show scores points for ingenuity, but it often feels like being stuck for too long in front of an olde-worlde department-store window display. The competition for chief honors that year was the Andrew Lloyd Webber concept piece Song & Dance, the subpar Bob Fosse assembly Big Deal, and the dance revue Tango Argentino, none of which muscled into the musical- theater pantheon. But with one or two notable exceptions, the mid-‘80s was a lackluster time for the original musical. It swept the top Tony Awards in its categories, winning for best musical, score, book, direction and lead actor. Transferred to Broadway after debuting outdoors as a Shakespeare in the Park production, the show’s title was officially simplified to Drood midway through its premiere run. In total, it was nominated for 22 Drama Desk Awards and 19 Tonies.Josh Gad and Andrew Rannells Return to Broadway in 'Gutenberg! The Musical!' The performance received 5 Tony Awards & 10 Drama Desks. The latest version of the musical has been remade in Studio 54. In 2012 in West End Theater, there was one more play, with participation of such actors: W. In 2007, the audience saw the new version of the show created by T. During a break in tour, one of actors, G. It consisted of corrected version of the show. In 1988, the musical began the first North America tour. Daniele became responsible for choreography. This version of performance has been shown within two years. Since then the musical is called simply – ‘Drood’. The composer has thought over the majority of scenes of performance.Īfter festival work, the Broadway version was created. After that, there was an idea to make long performance on Broadway, but the first original spectacular took place in Delacorte in 1985. Papp has suggested making show as part of a festival. Holmes became the author of original project. |
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